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  • The Insurance Pros

Getting Married? Here are some insurance tips


  1. Did you know, if you're in your 20's and getting married you can save a great deal on your car insurance?

  2. If you are a parent and "gifting" insurance by letting the new couple stay on your policy this can jeopardize their coverage and greatly increase your liability.

Let us briefly explain how to find adequate coverage for the couple, protect mom and dad, and save everyone money.

Newlywed couples normally have coverage that looks like swiss cheese. Especially if they're still on mom and dad's policy - it has holes and gaps. This is especially dangerous as it puts parents and married children at much greater risk for disaster. However, most newlyweds are blissfully unaware of the situation. If parents are doing this as a financial "gift," there is a better way.

Parents And Gifting

Married children need to set up an auto policy for themselves. However, many new couples are not aware it is actually required for both spouses and their vehicles to be listed on the same policy. If the parent wants to help pay for the monthly premium they can work that out with the newlyweds independently of the insurance company. For example: take the savings from removing them from your policy and send them a Venmo gift each month :) The refund in most cases will be much greater than the actual cost of the new policy. This can save money AND make sure everyone has the correct coverage thus eliminating risk for both parents and newlyweds.

What To Do

Give us a call to get a quote. We can take the hassle out of the process and answer all questions!



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