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  • The Insurance Pros

It's Officially Spring...And With Spring Comes Runoff

The spring season has officially started and at this time it is essential to be aware of the potential risk of runoff due to the record snowfall we experienced this year. It is a good idea to take the necessary precautions to prepare. Below are some recommendations to prepare for the runoff this year:

  • Conduct a thorough inspection of your properties. See if you can spot any concerning cracks, damaged windows, leaking in the roof or attic, etc.

  • Inspect your gutters, drains, and downspouts. It is important to remove any leaves or any buildup and this can cause backup and water dams. Whenever water is backing up and starts pooling, it is a risk for it to find a way into your home.

  • If you are worried about potential flooding you may want to store all your valuable items in waterproof containers or in areas where water damage is less likely.

  • Review your insurance policies to verify if you have flood coverage or not. Most homeowners policies do not include flood insurance so it may be something to consider. Keep in mind that most flood policies have a 15-30 day waiting period before they go into force.

Start to prepare now to make sure you and your properties are protected as much as possible from flooding and harmful spring runoff. And if you have any questions about your homeowners policies or flood coverage, feel free to give us a call.



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